Overview
FinanceCalx (https://www.financecalx.com) provides free financial calculators. This Privacy Policy explains what information is collected when you visit this website, how it is used, and the choices available to you. All calculators run entirely in your browser — the numbers you enter into a calculator (income, loan amount, investment values, etc.) are never transmitted to our servers or stored anywhere.
Information We Do Not Collect
We do not require account creation, sign-up, or login to use this website. We do not ask you to submit personal financial details to us, and calculator inputs and results stay on your own device — they are computed locally in your browser and are never sent to FinanceCalx or any third party.
Locally Stored Preferences
This website uses your browser’s local storage (not a cookie) to remember two simple display preferences on your device: your chosen display currency and your light/dark theme preference. This information stays on your device, is never transmitted to us, and can be cleared at any time from your browser settings.
Cookies
Aside from the local-storage preferences described above, this website itself does not set tracking cookies. If Google Analytics or Google AdSense is active on this site (see the next two sections), those third-party services may set their own cookies in your browser, subject to the consent choice described below.
Analytics (Google Analytics)
Where enabled, FinanceCalx uses Google Analytics (GA4) to understand overall traffic patterns and which calculators are most useful, so we can improve the site. Google Analytics may use cookies and collect standard usage data such as pages viewed, approximate location (derived from IP address), device/browser type, and referring site. IP addresses are anonymized where Google’s tooling supports it. We do not send Google Analytics any values you enter into a calculator.
Google Analytics only loads in your browser after you accept the cookie notice shown on this site. If you decline, or you have not yet made a choice, Google Analytics does not load and no analytics cookies are set. You can review or withdraw your choice at any time by clearing your browser’s local storage for this site, which will show the notice again on your next visit. You can read more about how Google handles data at Google’s Privacy & Terms site.
Advertising (Google AdSense)
FinanceCalx intends to display advertising served by Google AdSense to help keep this site free to use. Once AdSense is active, Google and its advertising partners may use cookies and similar technologies to serve ads based on your prior visits to this or other websites, and to measure ad performance. You can learn about and manage ad personalization through Google Ads Settings, and more generally through the Digital Advertising Alliance’s opt-out page. This Privacy Policy will be updated to reflect AdSense specifics once advertising is live on this site.
Third-Party Services
This website may be hosted, served or accelerated by third-party infrastructure providers (such as a hosting platform or content delivery network), which may process standard server log data (such as IP address, request timestamps, and user-agent strings) as part of normal web operations. This is typical for any website and is not used by us to identify individual visitors.
Usage Data
Where analytics is active and consented to, we may look at aggregated, non-personal usage data — such as which calculator pages are most visited, general geographic region, and device type — to prioritize which calculators to build or improve next. This data is viewed in aggregate and is not used to identify you individually.
Children’s Privacy
This website is not directed at children under 13, and we do not knowingly collect personal information from children.
Your Choices & Rights
You can use this website without accepting analytics cookies — declining the cookie notice does not restrict access to any calculator or page. You may also block or delete cookies and clear local storage at any time using your browser’s settings. Depending on your location, you may have additional rights over information collected about you by third-party services like Google; please refer to Google’s own privacy resources linked above for how to exercise those rights with Google directly, since FinanceCalx itself does not hold personal data about identified individuals.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time, for example as analytics or advertising features are enabled on this site. Material changes will be reflected by updating the “Last updated” date at the top of this page. We encourage you to review this page periodically.
Contact Us
If you have questions about this Privacy Policy, please reach out via our Contact page.